Payment and insurance 


All VCU School of Dentistry practices are premier providers for Delta Dental of Virginia. Participation in other insurance plans varies by specialty and practice.

  • The student and specialty clinics participate with Medicaid
  • The Oral and Facial Surgery clinic participates with most medical and dental plans as well as Medicaid and Medicare

All insurance plans have different levels of coverage.  Once you are accepted as a patient, VCU School of Dentistry will estimate your cost for each visit.

For specific questions about your own plan, call (804) 828-9190.

Payment options

The following payment options are available for patients without insurance or to cover the cost of copayments:

Online Payments 

  • Pay your bill from a statement received in the Mail
  • Make a pre-payment online
    • Before your first screening appointment
    • Pay your balance due before your next appointment
    • Pre-Payments require using the same email address that is on your patient record


  • No initial down payment
  • Offers no-interest payment plans as well as low-interest payment plans
  • Fast, confidential service by phone at (800) 365-8295 or online at

Direct payment in full
Pay with cash, a check or a credit card — we accept MasterCard, Visa, American Express, Discover and VCU One cards. 

For questions or information about your account or payments, call our account service team at (804) 828-9190.

Student 2 Student Discount Plan

Our Student 2 Student Discount Plan is exclusively for college students in Virginia. For a $40 fee per six month period, you will receive up to 80 percent off of cleanings, exams and X-rays, and 60 percent off of basic restorative treatment, such as fillings. You’re also eligible for customer teeth-whitening trays for more than 80 percent off.

The first $40 of treatment during each six-month period is paid out of pocket. After that, you will start receiving discounted treatment immediately.

We have two plans, with eligibility based on your student status:

  • The Black and Gold plan is available to full-time VCU students. You’ll receive 80 percent off exams, X-rays and cleanings and 60 percent off basic restorations such as fillings. The discount limit is $300 per six months.
  • The basic plan is available to all full-time college students in Virginia (including community and technical college students) and to part-time VCU students. You’ll receive 50 percent off exams, X-rays and cleanings and 20 percent off basic restorations such as fillings. The discount limit is $200 per six months.

Plans are renewed every six months by providing a student ID and class schedule at the beginning of each semester. Care is provided by our third and fourth year student dentists under the supervision of teaching faculty.

For more information about the Student 2 Student Dental Plan or to make an appointment, fill out the registration form above or call (804) 828-9190.